Some time back my insurance agent asked if I wanted to let go of my CPF investments. Well why not since I've already earned 70%. I signed the necessary paperworks before I left for Hongkong. Met up with my insurance agent today & he brought me good news! It seems that he did not let go of my investment as yet & my earnings total more than 100%!(Exact figures not sure yet) He said that currently don't seem right to let go since it is still climbing & he will monitor it & choose the right time.
Even though I can't get to touch that money but it sure sounds good to me that I've earned something. No matter what, it will come in handy in 4 years time. Haha! That's right! When I turn 35! By then, I'll be able to buy a HDB flat by myself!
My Delicate Delicacy is saving up as well but she has yet to invest her CPF funds. She is pretty interested in this investment thingie as well & I intend to introduce my agent to her. Our common mentality is that since our CPF fund is sitting there with no appropriate usage to it, why not take it out to invest rather than let the gahmen earn my interest? Win or lose it is all still my effort & responsibility.
You might be wondering why am I buying a house by myself? Why not with my better half? Well now, wouldn't it be better to own 2 houses than 1? (I shall not not disclose the plans we have at the moment) Marriage is just a piece of paper. We don't need a piece of paper to prove anything. As currently we have no intentions to have kids (although who knows that might change in the future) but we should not plan our future base on unforeseen circumstances. As a matter of fact we should plan & pave the visible route ahead for better living. She knows that I'm not just planning but actually putting into action for our future. I know that she is trying hard too. We will get somewhere someday. That day will come & it will not be very long
Wednesday, June 06, 2007
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